Disclaimers
Effective October 13, 2026
Licensing
Jack Gladden, Senior Loan Officer, NMLS #1470164, California DRE #01930207, is individually licensed in Arizona, California, Florida and Ohio, and originates loans only in states where he is licensed. Business-purpose loans may be available in additional states where permitted.
Jack Gladden is licensed through ARBOR Financial Group (The Turnkey Foundation Inc. DBA ARBOR Financial Group), NMLS #236669, 1805 E Garry Ave, Santa Ana, CA 92705. ARBOR Financial Group is licensed in AK, AL, AR, AZ, CA, CO, CT, D.C., DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, ME, MD, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY. For ARBOR’s full license list, see ARBOR States and Licensing, or verify any license at NMLS Consumer Access.
| State | ARBOR Financial Group license | Number |
|---|---|---|
| Arizona | Mortgage Banker Licenses | 1041688 and 1041691 (trade name) |
| California | Loans made or arranged pursuant to a California Financing Law license. | 60DBO-43870 |
| California | Department of Real Estate, Real Estate Broker | 01845041 |
| Florida | Mortgage Lender License | MLD2339 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration | RM.804976.000 |
License details are taken from ARBOR’s published licensing page and should be confirmed there.
Website ownership
This website is owned and operated by Aberdeen Mortgage Group, Inc. Mortgage loans are offered only through ARBOR Financial Group as the licensed company.
Not a commitment to lend
Nothing on this site is an offer or commitment to lend. All loans are subject to credit approval, underwriting, property appraisal and program guidelines. A pre-approval is not a final loan approval.
Rates, terms and programs
“Best available rate” means the most competitive rate available to you from the programs and lenders reviewed for your scenario at the time you apply; it is not a guarantee of the lowest rate in the market. Rates, terms, fees and program availability vary by borrower, property, state and market conditions and can change without notice. Not all borrowers will qualify.
Timing
Closing timelines depend on many factors, including appraisals, title, third parties and how quickly documents are provided. References to closing on time describe our commitment to managing the process, not a guarantee of a closing date.
Third-party lenders and programs
Specialty programs are offered by third-party lenders whose guidelines may change. Program descriptions on this site are summaries, not complete terms.
Equal Housing Opportunity
We do business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act.
Accessibility help
If you have trouble using this site, call 310-699-4451 or email Loans@JackGladden.com. See our accessibility statement.